Finmo
for LuumenAI

Finmo provides payment collection, payouts, wallets, foreign exchange, virtual accounts, and transaction management for businesses.

Operate Finmo from the same conversation as the hosts it runs on. Check jobs, queues, and interfaces without a second console; run diagnostic reports; and restart or update with the change previewed, approved, and logged.

The Finmo toolbox

19 tools: 13 read, 6 write. Reads answer instantly. Writes require approval by default. Everything is logged.

  • ReadGet Payin Method RequirementsReturn the dynamic required fields, validation regexes, limits, instructions, and capabilities for one Finmo payin method.
  • ReadGet PaymentGet one payin, payout, or refund by its Finmo reference ID.
  • ReadGet Payout Method RequirementsReturn the dynamic payout, beneficiary, and sender field requirements for one Finmo payout method.
  • ReadGet WalletGet one wallet and its currency accounts, including actual and available balances.
  • ReadList CustomersList one page of individual or company customer profiles and wallet-readiness state.
  • ReadList Payin MethodsList one page of enabled ways to collect money for a country and currency, with a continuation cursor when more results exist.
  • ReadList PayinsList inbound payment attempts with status, method, customer, wallet, and time filters.
  • ReadList Payout BeneficiariesList one page of stored payout beneficiaries and their destination details.
  • ReadList Payout MethodsList one page of enabled payout rails for a sender and beneficiary country/currency pair.
  • ReadList PayoutsList one page of outbound payments with status, payout method, and time filters.
  • ReadList RefundsList one page of refunds with status, originating payin, amount, and time filters.
  • ReadList TransactionsList organization-level financial transactions for reconciliation, filtered by customer, event type, settlement, reconciliation, or time.
  • ReadList WalletsList one page of Finmo wallets available to the connected organization or a customer.
  • WriteCreate CustomerCreate a real production Finmo customer profile containing personal or company identity data. Approval by default
  • WriteCreate PayinCreate a real production payin that can collect money from a customer and credit a customer or merchant wallet. Approval by default
  • WriteCreate PayoutSend real production funds from a Finmo wallet to a beneficiary. Approval by default
  • WriteCreate Payout BeneficiaryCreate a real payout beneficiary in the connected Finmo production account. Approval by default
  • WriteCreate RefundIssue a real production full refund for a completed Finmo payin. Approval by default
  • WriteTransfer Wallet FundsMove real production funds immediately between two Finmo wallets. Approval by default

Questions

How does LuumenAI connect to Finmo?

Authorize once with API token. Luumen lists the scopes each action needs before you approve the connection, and credentials never appear in the chat.

Can LuumenAI change things in Finmo on its own?

Read actions answer immediately. Anything that writes — create customer, create payin, create payout, create payout beneficiary, and more — is shown as a plan and requires approval by default, including the 4 actions classified as destructive. Administrators configure that per tool, so you decide exactly which actions can ever run unattended.

Who gets access to the integration?

You decide. Actions are granted per agent, skill, and team, and per environment — production is not staging. Read access can be broad while writes stay narrow.

Is there an audit trail?

Every call to Finmo — read or write, approved or declined — is recorded with the actor, the input, and the result, and can be linked to the ticket or change record.

Put Finmo to work with Luumen

Connect in minutes. Every action scoped, approved, and audited from day one.